Ranch Point Capital Wealth and Insurance Solutions
Robert Paul Caraveo
Founder & Wealth Management Advisor|CFP®, RICP®, ChFC®, CLU®, CLTC®
Helping People Build Their Ideal Future
Here for You at Every Step and Every Stage
My mission is to alleviate the anxiety that comes with not having a financial plan. We work hand in hand with our clients to create customized plans that help provide financial security, the ideal retirement lifestyle, and a lasting legacy. Together we can help you identify what is most important in life and help you build a plan to accomplish it.
Financial planning doesn't happen by chance; it is the product of taking time to make sure your income and assets are aligned with your goals. Whether you are looking to protect, grow or transfer wealth, as a Wealth Management Advisor, I can help. I understand the complex financial issues and the ways in which these issues might affect your future.
Financial planning requires a commitment of time—yours and mine. I will work to understand your current personal and financial circumstances and your goals for the future. I will work to do more than determine a planning solution. I will build a strategy that is right for you. Together, we will work to develop a financial plan that balances your short-term needs with your long-term goals.
And I'll stay in touch, so as your needs evolve over time we can make the changes necessary to protect your overall financial picture for the future.
Let me help you ensure your financial future is all you want it to be.
The Northwestern Mutual difference
No. 1
Best life insurance company for consumer experience, 2023. (NerdWallet)1
Top 5
We're one of the Top U.S. Independent Investment Broker-Dealers.2
$8.2B
In dividends expected to be paid in 2025.3
A++
AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4
Financial planning
Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.
Get to know my dedicated team
Each of us are committed to providing exceptional service. If you need to schedule an appointment, request service, or have a question about a policy or account, please don't hesitate to contact us.
Jeffrey R Matson
ChFC®, CLU®
Director of Operations
He has been with Northwestern Mutual since 2012. Jeff is a Chartered Financial Consultant ( ChFC ®) and holds his CA Life, Health & Variable Insurance licenses as well as the Series 6 & 63 registrations. He is currently pursuing additional financial education.
Despite double majoring in Comparative
Literature and Social Science from San Diego State
University, Jeff found his calling in the world of
financial planning. He oversees the day to day
operations of the firm and aids the team in
developing holistic financial plans for individuals and
businesses. In his free time, Jeff enjoys spending time
at the beach and exploring San Diego’s vibrant foodie
and brewery scene. He resides in the University
Heights neighborhood of San Diego with his fiancée
Samantha and their dog Winston.
Matthew Johnson
Associate Wealth Management Advisor
Growing up in rural central Pennsylvania near State College, Matt pursued his education at Colgate University in New York where he played collegiate football. He was a joint major in Sociology and Anthropology. Matt has been working in financial
services since 2012, joining Northwestern Mutual in 2017. He holds the California Life, Health, Variable & Long Term Care Insurance licenses as well as his Series 6 & 63. Matt enjoys working with young professionals and families helping them with financial planning strategies and developing comprehensive plans to meet
their needs.
Away from the office, Matt enjoys exploring local
eateries in the North Park neighborhood where he lives, fly fishing, and attending live music shows.
David Samaniego
Investment Operations Associate
David is originally from New York and attended the
University of Michigan where he obtained a B.S. in
Mathematics. He has been working in finance for most
of his career and joined Northwestern Mutual in
2018. He has his CA life, health, variable, and Long-Term Care insurance licenses as well as the Series 6 and 63 registrations.
He lives in San Diego with his wife Karina and his kids Derek and Kara. In his free time, he enjoys travelling, going to the beach, snowboarding, and playing basketball.
Katherine Ruiz
Director of Client Relations
Born in the Chicago suburbs and now embracing San Diego living, Katherine brings over 8 years of experience in financial services and customer service to our team. You can find her in her free time soaking up the sun on the beach, exploring new hiking trails, and indulging in the local food scene. Katherine is all about spending time with her loved ones, catching sunsets, and jetting off on new adventures.
Boost your financial knowledge.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
